Yeah.. long time like no CGM like that... Coz past few weeks had combined zone CGM and make up CGM as my CGL is away on Reservist... hehe.. serving the Nation..

Yup... once again.. CGM is at my place again.. and gotta play the guit again..
Hee... Mmm... Feels rather stagnant in my skills.. Mmm...
I'm not a very good player... just ... mediocre... yah..
That's what I can think of.. its just simple strumming only...
Mmmm... I need a breakthrough in my skills..
Yes... anointing is important.. but skills also important leh...
Mmmm.... if I could go for intermediate class.. that'll be soo cool!!
Hee.. but now... already so busy with this and that.. I wonder if I'll have more time to go for lessons...
Contradicting.. Half of me wanna play... half of me... dun wanna play...
Anyway... Gotta go and practice le...
MMmm..
This week not much work.. coz been so busy last 2 weeks.. didnt get chance to make calls... so no appts fixed... but there'll be a few next week. Yeah!!
Tmr there's another one too.. Mmm... Just did my production sheet for this month..
很有成就感! Hee.. been working sooooo hard...
At least efforts paid off... Looking at the moolah that is coming in... I feel so proud too...
Finally... can get to clear my debts quick quick.... :P
Still a big portion to go... but at least.. i dun see soooo many digits now... one digit lesser.. kekeke.. :P

Jiayou jiayou!! =)

Oohh.. we got a new lappy... for my work and for Darling's work....
Yah... Hopefully we'll get to do more work on the go...
Hopefully can save on alot of paperwork also.. no need to keep soooo many things.. hehe..

Mmmm... i've many files in office waiting to be scanned.. Mmmm...
Maybe I need to employ an admin assistant to just stand there and help me pack and scan all the documents... into soft copy.. then there'll be no more paper work!! hehehe.. :P

Errr... I'm still thinking about it.. coz.. employ means need to pay.. prob $5/hr..
Hahhhaa.. anyone interested?? Prob a few days will be enough... flexible timing... just ensure my stuffs are scanned in and filed nicely... they are already very neat and nice le.. just some... misplaced ones... or maybe put wrongly when i'm in a rush kind.. hehehe....
Yeah loh... Mmmm.... hehee... But must be a neat and tidy person... coz I only want neat and tidy work!!! Hehehehe... I'm quite a perfectionist la... so.... if not what I want.. may need to re-do and re-do... hahaha.. Ops... I sound like a demanding boss..
Bleah.. :P

-RacheL- blogged @ 8/31/2007 05:00:00 PM

It's been sooo long that I'm still online at this kind of hour...
Had my Team E Dinner earlier.. to celebrate dear Soo Eng's birthday..
Hehee.. Mmm.. don't think it was much of a surprise to her...
Coz...after organising so many birthday celebrations..she also know that we are going to celebrate hers la.. hehee.. but still hope she enjoyed herself.. :)

Some pics... not posting much.. coz need to wait very long... duh....
hahaha....
Yeah.. I guess this was one of those relaxing dinner.. where we really had fun just chilling out and chit chatting... hehe.. it was fun.. probably because we were seated at a ROUND table ba... it makes interaction easier...
Feri couldn't make it coz he had a prior appt...
Puspa had diarrhoea so couldn't make it last minute too.. MMmmm...
Else, we'll have a full team outing!!
Always don't get full attendance.. shall make sure the next one we have it soooo full! Hehee... :P

Some of us reached at about 6plus.. the rest reached about 7 thereabouts.... and Kean came at 8pm.. hehee.. we left about 910pm... hehehe...
I think it was fun..and we really had fun...
The rest went home....

And i went for a last min movie appt with some good friends...
Names not mentioned to protect their identities... hahhaa...
Licence to wed @ The Cathay...
It was just $5.70 each.. hahaa.. nice nice.. and cheap...
Nice show.. sweet.. and i find it rather practical and realistic... in the way the leads felt...
But of coz.. the tests they went through a bit too much la... duh...
But the rationale is sooo true... we had a good time.. debating between how a guy and gal would see it... hehe...
Interesting to see and understand how a guy would feel.... and they wonder why we think in this way too.. hehe...

Yah.. got delayed in the process... and I reached home at almost 2am.. duh.. bathed.. checked mails.. and yeah.. now I'm going to sleep le.....
GOsh.. i wonder what time i can get up tmr....

Yan.. i MAY meet you for lunch again tmr.... if i get up late... but may not.. if i get up later!!! Hahaha.... Another meet up tmr night.. hopefully we'll end earlier... come back earlier and rest earlier...

While reading CLEO this afternoon.. it was mentioned.. lots of water and sufficient rest/sleep is VERY IMPORTANT for nice-looking skin...
Yeah.. i need that.. MORE REST!! hehehe...

Nitey! :D

-RacheL- blogged @ 8/28/2007 03:51:00 AM

Hehehe... i was referring to my blog...
Yah.. sorry to all faithful readers... Havent been updating my blog..
Ya.. coz.. busy la... tired la...

U know.. by the time i reach home.. be it from work or dating.. hehe..
It'll be 11plus or even later... and the only thing i wanna do.. is to wash up... have a nice and warm shower and finish up all admin.. and sleep!!!

But i guess last week has been pretty okay... I got to sleep slightly more..coz i reached home slightly earlier....
Well.. i realised that the amount of time spent in front of the PC every night is almost the same... so.. regardless of what time i on the PC.. I'll have to be on it.. for 1-2 hours to finish up all that I need to do.. and it includes admin.. reading blogs.. checking mails..etc...
Yah.. so i conclude long time ago.. that.. if i can reach home earlier.. i can also finish my work earlier.. leaving me with more free time to do what i need or want to...

I dont even have time to sit down and read magazines now.. I used to buy those monthly... CLEO... (erm... it used to be teens and teenage when i was much much younger.. hahha..) and read them when i'm at home... now... i can only read it at those nail salon or hair salon... hahah... :p

Yeah...
Last weekend's services was simply great...
Pst Kong spoke about Spiritual Concentration and Balanced Relationship...

Indeed.. whatever happens got to do with our own inner self..
Without spending time in prayer and devotion, there's only so much we can do...
I missed those times in SOT where we were completely immersed into the presence of God every morning, and being fed with His Word for a whole 10 months..
It was indeed an experience and process that I would love to have for the rest of my life...
If only I could just praise and worship God all day long, and be fed with more of His knowledge... hahaa.. but that's not what this life is all about...we are called to share His love and faith to others.. so that in our coming life in Heaven, we can truly praise and worship Him for eternity!!
Wooo... soooo cool rite.. :)

But before that can happen, I need to do what I need to do... to bring more souls to God's Kingdom.. and see more of my friends and loved ones saved...
I thank God for my Mum... and Dad is coming for Mum's Graduation this sunday!! Cool!! Hehehe... in fact, I think he's more excited than Mum is.. heard that he has asked Mum 3 times what time is it and when is it... He's even making arrangement to take the day off.. Wow!!! Cool eh!!! Must pray and pray and believe for greater breakthrough!!!
This year shall be the year of my dad's salvation!!! Believing hard for it.. I shall confess it daily and do all that i can to show Christ's Love to him!!!
Heee.. there's 3 of us..(yeah.. including YOU!)... I'm sure we can win one heart... :)

Yah... so many things have happened in the last many months... Been wanting to comment about it.. but always didnt get a chance to.... Mmmm.....

Just like how people come and go.. friendship come and go too...
It's amazing to see how people can leave you once they've gotten their aim...
I don't want to say that they "used" others... but.. its just like... treating others like a stepping stone... Stepping over/on them to get to where you want to... and forgetting how you got there...
It's so sad to see how people can be arrogant or even 忘恩负义.
Not saying that they are that that bad.. but well...
I feel it always voice down to humility... so what if you have title and position...
It doesn't give you the right to be ya-ya about it... Always must remember to thank the ones that have brought you there... and be grateful about it... Yah... ungrateful is what I want to say...
Never be ungrateful to the people that have come into your life, helped you along... taught you along... that's the worst thing one can do unto others...
Ungratefulness... never bring one far... it'll become self-deceit?? leading to self-pride and eventually... self-destruction....
饮水思源 - to remember's one's origin and know where that came from...
That's what I was thought since Secondary school and i always remember that....
Some people can get so 忘我 that they over-stepped boundaries... or just become rude and show no respect...

Sigh... sad.... I don't think I'm being censorious here... I'm just sharing my view point on certain things that has happened.... I pray that I'll always be grateful to those who have brought me to where I am now, in all areas of my life.. to be thankful always.. to be appreciative always and to love all the ones around me.. regardless of how I've been treated... I know.. that God has a love for me... that no one else can... I'll always remember.. that no one is perfect... we all make mistakes... and when i place my trust in people... I'll always get disappointed.. but when i put my trust in God.. He'll never fail me...
Thats why we always say.. "Men will fail; but God never fails.."
Hallelujah!!

And also.. another intriguing thing happened...
I wonder how a person can turn from one way to another.. when they've been immersing themselves into the Word of God... and once again.. I was reminded of what my CGL always say... Head knowledge is one thing.. Heart knowledge is another..
So what if we know ALL that we are supposed to do.. but never apply it to my life??
It will not make any difference.. all it will bring about is simply conviction and cause us to feel guilty... Note that guilty is something that the devil wants us to feel...
God never makes us guilty... because God never condemns... Only the devil condemns and when you do something wrong.. always be quick to repent... God will always forgive.. but please don't take His mercy and grace for granted...

Pst Kong mentioned something over the last 2 days..
The people we think are nice to us... and the people who are truly nice to us...
That's a lot of difference... if we are wise enough.. we'll always choose the right things and the right friends... sometimes.. friends in the world may look nice and kind.. but had we truly understand what the Word of God says... we'll know that there's nothing in common we have with them.. except that we all live on the same earth...
The moment we are saved, we are already a new Creation.. we should never look back to the past.. where it may seemed familiar and comfortable... it's so easy to go back to our past... that is a place of comfort... our comfort zone...
Living a life of Christianity is never easy.. God loves us too much to leave us just the same...
He always want the best for us.. and that means always seeking new things and breaking through.. What's the point of staying the same day in, day out?
Will we be able to shine if we remain where we are? No!
I'm aware of that myself too.. Hence, I've pledged to be a better Christian, a better disciple for God! I do not want to be a mediocre human being living on this earth, contributing to more waste.. but I want to make a difference in the lives of people, be it Christians or not...
As Christians, we are not perfect too.. we have our flaws and we make mistakes too..
But we need to know that ultimately, we look up to God.. not man... and He's the one who gives us our salvation and assurance.. not man...
Man and friends may fail us... and disappoint us.. but if we know that our assurance as who we are comes from God.. we never had to seek approval from man and friends..
Friends can say all they want about me... and it shan't bother me...
Of coz.. depending on which friends... if it's my leaders, of coz I'll be teachable and learn.. and change.. thats why leaders are placed over us to disciple and guide us...
If its negative or destructive criticisms... forget it... why let it bother me and affect my day?

Yes! My assurance is in Jesus Christ and nothing and no one can ever take that away from me!
I look to God.. and not to man!!
I come to church.. because I love God... and not because what He can do for me...
I love Him.. because He first loved me... He died for me.. and He's my Savior...
No human being ever died for me... and why should i let them affect my relationship with God my Savior and Best friend??

But of coz... because we are weak and imperfect... we are not called to be alone...
We have Cell Groups to help us along, to build us up when we are weak and to encourage us when we are down... we have small teams all the time because we want to be able to relate to one another... and help one another... it's just so different from the friends I used to have in the world.. they may be nice to you one day.. and turn their backs on you the other day...

They always have a motive for being nice to you...
It's either they want something from you.. or they can get something out of you...
Nah.. God... spare me from such people... but help me to continue to love them the way You do... and help me to be patient with them...

I'm happy to be a child of God!! :D

-RacheL- blogged @ 8/27/2007 11:10:00 AM

Yeah... It's back to busy busy busy once again...
And I've really never felt better...
Appts after appts.. and I really thank GOD!!!
It's been such a long long time that I've had appts that ends late..
Met a couple at 10pm on Monday night.
By the time i finished.. it was 1130pm.. almost...
Thank God it was at Sembawang... well.. if it wasn't, I wouldnt have fixed it anyway..
Too far... I'll reach home real late man.. and I bet Darling won't allow me to go back alone so late.. Hah.. :P
Anyway, it was a good meeting.. :)

Today is Wednesday.. or rather.. its Thursday now...
Wednesday I had 2 good appts... 1 at 630pm .. the other at 930pm.. Bleah.. :P
Late hor... 1st was at Paradiz Center... 2nd was at PS's Food Court..
Haha.. another good appt..

Really wanna THANK GOD!!!!
It was a divine opportunity how i got to catch up with this long lost client.. who was passed down from my ex-colleague... well you see... there was no record of her contact numbers at all in the system.. all I had was her HOME ADDRESS..and i knew that she works as a model... and she stays at Jurong West... so.. I didnt really go all the way just to say: "Hello, I'm your new adviser..." Well... i just guessed that I wont be able to really get her anyway... being a model.. who knows when she'll be home?? Heheh.. :P

Well..She was passed to me... 3 years back i guess.. for 2 years.. i sent her letters and birthday cards without receiving any response.. yah... poor thing rite??
Like writing to the wall... bang!!
Hahahah.. Anyway.. yah.. so... i just keep on persevering and continuing to do what I ought to... and one fine day last year..
I was accompanying my cousin to meet this colleague of hers... whom we were trying to reach out to... we met at the food court... had lunch.. chatted... and made our way to Taka from Great World City.. we were still chatting when I realised that her name was (for privacy's sake.. I'll use something really generic..) Mary Tan....
I was thinking okie... familiar... then we were chatting somemore.. and my cousin mentioned something about her being a model before... okie... more familiar...
And i just wondered...and i asked her... don't tell me... your chinese name is Ah Mei?? (yeah.. its still generic.. hahha.. )
She was like... YAH!! How you know???
I was like................ I AM YOUR NEW FINANCIAL ADVISER!!!!!
Then she was like.... You mean you are that Alice Rachel Neo???
I was like.. YES!!!!
And she took out her handphone and searched and asked if that was my hp no....
Yah.. it was... but it was the older number that I had port over to my new number...
So i told her to give me a missed call so that I can have her number....
And yah... that's how I found my client... hahahaha....
Well.. she had wanted to call me... but she was sooo busy... she just saved my number in her handphone.. hoping that one fine day.. she'll have the opportunity to call me... hahahhaa...
For the rest of that fateful day, we just laughed our heads off... and were really amazed at how small Singapore can be.... hehehe...
It was amazing... Yep... :p

Btw.. i wrote something in the card that caught her attention and that's why she saved my number...
"... having been your adviser for 2 years and yet we've not met up.. please contact me so that we can review your existing policy.."
This sentence caught her eyes and she realised also that we've not met up... and I was still consistently trying my best to contact her via SNAIL MAIL... hahaha... :P

Yeah... So we had a GREAT meeting today... and I'm looking to the next time I'm meeting her...
Yayyy!! Thank God for divine appts.. heheh.. :)

Yep...
Also.. wanna thank XY and Van for coming down last week to visit me..
I know this is a bit outdated... but... really thank God for friends like them...
Van never fails to give me surprises here and there.. and XY also loh... bluff me say go for class..
I didnt know you had classes to attend at my place... hahahhaha.... :P
Yeah.. thanks for the great company.. spared me some boredom.. hehe..
Thanks to Darling for keeping me company too...Thanks for all your concern and time and love shown!! Hahahhaa.... (HM sure freak out at this... save all this for private times..she might say.. hhahahaha...)

Yeah... Thanks to all those who smsed and asked how I am doing too....
It was a bad night.. but it was all well and good eventually.. hehe..
Thank God for healing.. :P

Alrite... time to rest le..... more work to do tomorrow!!

God... send me MORE people and MORE open doors!!!
In Jesus' Name... Amen!! :D

Friends... in case you need any financial planning... thinking of investing your CPF monies.. saving up for Retirement... saving for your children's education... insuring yourselves for the unknown... give me a ring hor... hehehe.. :)
I'll be more glad to offer you my best advice.. Hehehe... :P
Of if you know of anyone who needs such advice... :P

I don't normally go round asking friends for business.. as I don't want to spoil any relationship..
Hahaha.. it might be sensitive to some.... :/
So.. I'll normally wait for friends to approach me themselves.... I always believe... if u know I'm in this line... you'll look for me if you want to... ya loh... that's my principal... unless... my very close friends...then I'll probably give you a ring when there's something interesting... ahhaha...
Yeah.. so.. call me if you need me hor... hehehehehe... :P

Yayaya... occupational hazzard... time to zzzzzz......... :P

-RacheL- blogged @ 8/23/2007 12:38:00 AM

Yah.. have you ever?? It's definitely not a good experience.
I almost died yesterday...
I was fine all along... until this giddy spell came over me...

Itinery for yesterday:
1145am: Lunch with Client, I had Ba Chor Mee from Marina Sq food court.
1pm: went back to office, clearing stuffs and making some calls.
3plus: hungry, so took a pack of LEXUS Cheese Biscuits.. and chatted with a colleague about work.
4:30pm: Giddy spell came over me.. smsed my 7pm & 10pm clients that i might have to postpone our meeting as i was really unwell.
Sms Darling and then i rested on the table.
My secretary was asking if i'm okay. Told her.. still very giddy.. and I continued to rest my head on the table.
5plus: 2 other colleagues came in and one jokingly asked if i had concussed??
told him giddy..and asked if he had a plastic bag... i could feel it coming....
3 min after he passed me the plastic bag... i tried to raise my head up, but i couldn't.
The moment i tried to raise it up, the world around me would start spinning... it was so bad.. i didnt even want to make any movement.
But now that there were more people in the office, I wanted to go to the toilet. It would be quite an ugly mess.
In my 2nd attempt to raise up my head, i vomited for the 1st time...
They discussed about helping me to the toilet but mentioned i couldnt move and hence didnt do anything.. LY offered to buy sour plums for me, make milo for me.. but i told her its okay.
They all asked if i've eaten, issit too hungry?
No.. i ate..
So LY and D left for home... J left for appt..
S was ard.. waiting for her hubby to pick her up.. and i was still feeling horrible...
The colleague I was chatting with asked if i was alrite and how come it was so sudden...
I had no idea too.. but she smelt my vomit (not as in she put her head in, but well.. it's an enclosed air conditioned room... u know what i mean..) and said must be alot of gas inside.
It's some sourish thingy.. so she gave me a neck and back massage.. (she's a malay..) Yeah..
so nice of her huh?? :) She's called Syshi!
Vomit a 2nd time...
So after i thought i felt better, i went to the toilet... i had wanted to leave the office earlier.. but couldnt. So i stumbled to the toilet.. with my plastic bag in my hand...
Went to the toilet... settled myself and 3rd time came...
I was so helpless.. stuck in the small little cubicle... dunno to get up and go back office.. or to stay there.. but i was there for like at least 15minutes.. and i decided to go back to office...
The moment i reached office, i felt it coming again.. looked high and low for another plastic bag but in vain... I ran to the secretary's table.. puke right into the trash bin, with a black trash bag in it... Urgh... it was B-A-D!!
I almost felt my heart or stomach coming up...
Ohh..mostly, there was a lot of gagging but nothing much came out... those dry vomitting..and some liquid ba... Urgh... :/

So i went back to my table.. rested again.. and called home for mum...
Well.. at these times... mummy's the one we'll usually look for... the one we supposed would have a better idea what's happening and to see what solution we can get...
So mum suggested getting my only coll left in office to put me in a cab and send me home.. she'll wait for me at void deck... but the thing is... i can't even walk now... the more i move, the more i felt dizzy and nauseous.. Urgh!!
So i told her i'll see how and let her know...
Darling called.. still in office.. that was 6plus le... So i also dunno what i can do.. he said he'll look for me in office...
So I rested before mum called and said she got her CGL to come fetch me..she's working at Tamp and going back Yishun for CGM...
So i said okay.. and rested again..
Phone rang at 7pm.. Grace asked me to go down now.. I told her.. i can't really... but will try..
So i packed up my mess on the table... (tissues wet with tears.. and other stuffs) and tried to leave my office..
All these while.. I've a malay coll sitting behind me.. i was totally amazed with her indifference. She didnt offer anything, didnt say anything nor ask me anything... *amazed*
Even though we rarely talked, a kind soul would even ask a stranger if she is okay looking at my plight loh... Duhz!! I can't believe it.. she left me alone to suffer and die.. bleah...
Ya.. she may not have been able to help much... but... asking a "are you alright?" would have probably bring me some comfort.... I can't imagine... Ahhh...

So i staggered out of my table.. and before i reached the main door... everything came out again... 5th time.. Urgh.... and i picked up the mess.. made my way out of office to the toilet to wash up.. and my hp have been ringing all these while.. picked up some.. missed some... told Grace I'm on my way down.... and Darling was reaching too... so... i took the lift down from 10th to 2nd storey...( ya.. the lifts stops at 2nd level..) and Grace was there to help my with my bags and stuffs... and Darling reached at that moment to intercept from Grace...
Got into the car at 730pm.. and reached Yishun at 8:30pm.. Went to the doctor opposite my block... left at 9plus... reached home.. took medicine.. eat porridge that mum cooked for me... (she was already out for CGM..)bathed.. and slept..
All the way till 12pm today...
Yah... had a long 14 hours sleep.. wont say it was a good sleep... as i would wake up every 2-3 hours... yah.. i got up at 3plus... and fell asleep again... feel so weak...
every few hours i would open my eyes, look ard and fall asleep again....
Now... I guess there's no more giddiness nor vomiting.. Thank God.
I guess Mum's CG must have prayed for me.. coz when i reached the clinic.. i felt much better already.. at least no more puking...
I hate the feeling of giddiness.. it's the worse kind of punishment you can give me... at least pain can be felt and sort of controlled... but giddiness is the worse kind of sickness one can experience.. EEEEEEEEEEeeeeeeeeeeeeeee.....
Yup.. postponed my appts for today... sigh... but thank God tmr is free.. so i could rescheduled most of today's to tomorrow. Hehehe... Mmmm...
Yup... i wanna munch something.. not sure what i can eat...
Just cooked some porridge and ate... soo bland....
But.. I weighed myself and i lost 1 kg! Hahaha.. its so hard to shed even a kg on normal days...
Now i did it!! keke... Mmmm...
Well.. guess I'll go rot ard in the house.. maybe watch some TV... and see how...
B-O-R-I-N-G!!!

Yeah... Thanks to Darling for making your way to my office in the fastest way possible with the public tpt.. that kind of timing, cab would have been slower...
Thanks to Mum's CGL - Grace for being so helpful and delayed CG starting time from 8pm to 830pm!
Thanks to Mummy for cooking porridge for me...
Thanks to one and all who prayed for me.. Thanks!!
Thanks to God and Jesus my Savior, Your blood washes me clean and every stripe you had taken for my sake makes me well!!
Thank God for Your Protection and speedy healing! :)
Amen!

-RacheL- blogged @ 8/16/2007 02:07:00 PM

Ahhh... yes.. I need more time....
No matter what time i reach home... i still don't get to sleep early... duhz...

I was home at 9plus on Monday nite.. Then i realised that bedsheets were yet to be changed for the week... floor yet to be cleaned... Coz I had a busy busy weekend... :/
So I changed my bedsheets...put them into the washing machine... had my dinner...(porridge with pork floss.. one of my fav! :P) and then i vacuum and mop the floor... it was 10plus by then...
Bathed and checked my emails... and it was 11plus.. when i was done with the computer.. it was almost 1am... chatted on the phone a while.. and it was almost 2am....
Duh...
I reached home at 9plus... still end up sleeping at 2am....
If i reached home at 11plus.. i also sleep at 2am....
Sigh....

And when I'm in the office.. before i could clear much of the paperwork, it's almost a few hours gone... when i can finally settle down to make calls... time to leave for another appt...
Why is time running so fast lately?? It's really so fast.. that I can't take a breather... Before I can have time to think what day it is... the day is almost gone... :/
And then I'll realise that i've still plenty of things to do... be it work or ministry....
Ahhh... I'm so busy... :S

But its good.. hehee.. at least it shows I'm enjoying what I'm doing... and not dreading what is taking place.. that would have caused me to keep staring at the watch and hoping that it'll go by faster... hehehe...
But now.. I wish.. I have more time...... yes!!!

Ahhh.. looking forward to next pay day.. and i can clear another chunk of my DEBT!
Ahhhh.. yes.... finally i can see the mountain coming down.... hehee....
Good good...

God, please grant me more wisdom and opportunity to meet more people and get more business!! Yeah!! In Jesus' Name, Amen! :D

OKie... its almost 1am..time to orr orr le... hehe.. :)

GOod nitez everyone! :D
ZZZZzzzzzzzzzzzzzzz..........

-RacheL- blogged @ 8/15/2007 12:46:00 AM

DREAD....
Gosh.. I'm dreading work tmr...
Not really dread dread.. but... after a week's break.. I'm kindda lazy...
Urgh... Don't wanna lose the momentum... Will try my best..
Will wake up at 8am... be in office by 10am.. and start my routined cold-calling..
Yes.. in case you do not know... Yup.. I'm with Prudential Assurance Singapore (Pte) Ltd..
And I do call colds.. not roadshows.. not door to door... not surveys..
Yah... i guess the name itself deters anyone away..
Coz its cold... hurhurhur....
Who likes cold calling anyway.. people prefers to work with warm market.. well..
There's are its pros and cons la.. Hehehe.. :P

Its quite contradicting at times.. but well.. depends on who you are working with..
But to me... cold market are generally easier to work with..
Its a professional relationship... either you are happy with my work or you are not.
Short, simple and sweet. No strings attached.. and in the event if anything worked out.. it's coz you are satisfied with my kind of work... and nothing else... no need to give me face.. no need to entertain me... of coz.. in the course of meeting new people daily, i do have clients who are really nice friends with me now... and of coz there's a diff between being friends first then client.. and client first then friend.... the 2nd is the one that lasts a long time... There are a few... really nice ones... its always so heartwarming when you call them for reviews....

Warm market wise.. aka people you know... or you can call them as friends...
2 kinds.
1. Friends who trusts you and believe that you would do the best thing for them and simply wont want another person to do their financial planning.
2. Friends who simply don't feel comfortable with you doing their financial plannning.

Yah.. I've come across both... I've really close friends who trusted me since day 1. And they are still my best clients.. :) Thanks friends for always believing in me.. ;)

And also those... who say " Of coz I'll get from you when i need la..."
And in the end.... when they really wanna get something, they forgot all about you... nice friends eh?? I'm not saying that they MUST get from me.. or they CAN'T get from somebody else...
But hey... if you don't mean what you said... don't say it... why do you say something that you cannot keep?? Why give empty promises?? Maybe... to some of them... it's just a statement made.. so as to prevent you from bugging them... but hey... ya know something??
I never bug my friends about my work.. I leave it totally to their own discretion..
I don't wanna spoil friendship.. I've seen how others use friendship to make use of their close/trusted friends to 'support' them or whatever.. in the end.. they leave the industry and left their friends hanging there...
The most i've done when i first started out was just to ask...hey..wanna meet so I can share with you what i do?? If it's a yes.. cool... if it's a no... I leave them alone...
And for most of my friends.. I usually leave them alone... I always have the belief that.. if you trust me and want me to help you, you'll come look for me... I don't wanna look for you, in case you think I'm just after you for business to earn my commission....
No.. if you trust in me.. you'll look for me.. that's my principle in my business..
Sadly.. there're friends who'll say... "you never ask me ma.."
Mmm.. well... if you had remembered me, or trusted me... I'm sure you'll remember that I'm still with Prudential.. all those... "you never ask.." "I forgot.." are excuses to me...
It just shows me many things.. Hah...

Hey... if you are my friend.. and you are feeling guilty now.. dont... coz I'm not referring to you la... hahaha... I'm just stating my point of view..

Yeap.. but thank God that He never fails to send people to me.. through my exisiting clients.. through my friends.. yeah.. through all kinds of means.. nothing is impossible with God.. and I trust in Him always..
I have a few relatives as clients.. but its just a handful... they were the ones who told me they needed something and wanted me to help them... I don't approach them..

People always say.. " you so many friends... of coz can survive in this business la.."
But sorry, you are wrong.. majority of my clients.. are people I don't even know initially...
Like i always tell my mum.."if i depend on relatives and friends for business.. i would have left the business long ago..." coz I would have died of starvation...
Coz i know... they aren't the people i can depend on to stay in this business..

Heh... But of coz.. I still appreciate those friends who put their trust in me... And i sincerely thank them for their trust and belief in me.. :)

Alright... after a long post... its not that dreadful after all...
My passion for what i do has come back..
And i know... what I'm doing.. is to help others...
I help people to get money when they most needed it...

It's a thankless job.. but hey!
Do you know? Insurance are the only salespeople that encourage people to save money..
And somehow... it just seems so much tougher than salespeople trying to sell you something and cause you to spend more money....

Hahha... irony...
Its just like inviting people to church...
It's something good... but people just don't see it...
hahaha... well... time to go to bed.. and prepare for a good day tmr.. :)

-RacheL- blogged @ 8/09/2007 11:41:00 PM

Woohoo... Its our Nation's birthday today!!
Happy Birthday!! :)

42 years hasnt been easy.. I wasn't even around when Singapore was birthed..
Hahaha... Mmmm...
I appreciate all that has brought us where we are today...
I'm always happy to be a Singaporean.
Proud to be one.
It's always much safer to travel around here than somewhere else in the world.

Whenever i come back from an overseas trip, I always look forward to touch down at Changi Airport or at Causeway customs... there's always this feeling of security.
My alert mode will be brought down to its minimum.. hahah...
I don't have to be so paranoid about my handbags and wallets and handphones...
I rem when i went to XX (somewhere nearby, but in order not to cause any riots.. the place shall remain anonymous) and i was putting my hp on the table.. my friend immediately told me to keep it.. its not safe.. i was like... huh?? I can't even put my hp on the table when I'm eating?? mmmm... at least back home.. I know i can put it there quite safely.. hehe..

Yeah... NDP's about to start soon... i think it has started... shall end off here... and have a quick dinner... before i watch it at home.. hee...

Tmr's gonna start work le... Awwww..... tiring weeks begin again...

But for the long term purpose and objective, I shall persevere on and strive to succeed!!
Yeah! :)

Ooh... we finished 6 VCDs in 2 days.. hahaha... that's 6 different movies...
Nice ones.. and it was a mere $14 in total... excluding big packets of Doritos and Lays... hahaha... Still.. it was well worth it... I never realised that my subwoofer has such nice surround sound effects... hehee... Cool!! :D

For the record, we watched:
1) Click
2) The Devil wears Prada
3) My Sassy Girl
4) 打仗夫2
5) Bring It On
6) Fast & Furious 2 - Tokyo Drift

Most are nice... :)

Wanted to watch Beautiful Mind but the store don't have it.. :/
Next time ba.. :)

-RacheL- blogged @ 8/09/2007 06:18:00 PM

Yeah...the much awaited day has come for EG... or "MG"??
Hahah.. yeah... we've planned and looked forward to the day and finally, the short 20 hours came and went.. Booo~~~

We reached at about 2plus...
Some of us went Wild Wild Wet! Heee...
It was a...... fun?? time lah.. Mmmm.. coz... its rather 'scary' intially.. for some of the games..
but it'll be something that we'll play only once loh..
Coz... if u play it more than 2 times, it seemed a little.... duhz..
And not worth going up and down so many times.. most of the stations are high high up... need to climb many flights of staircases before we get to enjoy the slide rides.. Kekek..
MMm.. but it was the fellowship la... we had a good 3 hours playing in the water...
Mmm... it was almost the 1st time that 4 out of 5 of us have stepped foot in there..
But I doubt I'll go in again...err... I'll really say there's nothing much leh.. maybe more for the kids ba... or teenagers.. but i think teenagers don't really fancy going there too.. haha..
Yup.. so we left at about 6pm, made our way back to chalet and started fire...

In Attendance were 11 of us... thanks to Mr Koh, for arriving at 10pm, after a long day...
Yah... you told me 8plus loh... Mmmm... where's ur bond?? tsk tsk tsk... :p

Yeah.. so we had fun cooking and chatting, playing... Even the most wu sim Terence came at 7plus after work.. And he brought a T-shirt to change too!! Really appreciate that man!! :)

I was saying that wu sim people will bring T-Shirt to change...
Van rebutted by saying that wu sim people will come straight down in school uniform and pia cab down loh... hahaha.. okie... give it to u la... :)

Hahaha... Yeah... We all hung around till about 11plus before most made their way back home, leaving 6 souls to clear up the mess... ahhha.. okok... some helped too....
Well... i volunteered to clean up ma.... I told them...

"Its okay.. all of you can go back... its okay one.. Rachel will clean up ALLLLL the mess... Its alright.. go go go ... I'll clean up eevveerryytthhinngg MYSELF!"

Hhahahahaha.... good eh?? Yah... but they left anyway.. ok la... small small gathering... nothing much to clean... basically we just THROW everything away... yah.. including the tongs... :(
Errmm... lazy to wash and bring back.. bbuutt... ok lah... under the command of 2 macho man... i shall just submit... hehehe....

Oh.. forgot to mention that we ended off the gathering with 3 Yam Sengs to EG.. hehe..
And we had Sparkling Grape Juice!! Hehehe.. nice nice.. :)

And something else la... those who were there.. u know what i mean... those who missed it...
Aiyah... too bad...

Ohh... sorry guys, if I've been too demanding on you last nite... Mmm...
Sorry ah... I very C one... so i expect things to be done properly...
Food to be cooked in the right manner.. if I had screamed at you or gave you that irritated face.. please forgive me k.. hehe.. i know you will la... Good friends always forgive, rite?? hehe..
I'll try to be less DEMANDING.. Darling say one loh.. say i DEMANDING loh...
Hehehe... ok la... Please forgive me k.. I'll change to watch myself more and be more sensitive to all of you.. :)

Ohh... forgot to mention also... we had a few rounds of improvised "Heart Attack"..
Hahhaha.. made me laugh like mad... MMm.. only the 1st round we did the authentic switching of cards.. loser to forfeit.. and the forfeit was to choose "Truth or Dare".
After the 1st round... impatience could definitely be felt in everyone. So it became a one-card-per-person. Open the card, smallest number-> forfeit.
Hhahaa....
Yeap... Well.. we agreed that all Truths and Dare will remain in that little 4 walls and so it shall be... hehehehe... :P

Yeah.. i think i really miss those times that we all meet up regularly and have fun fellowshipping.. Mmmm... guys... shall we meet up more often again???
Will everyone make the effort to turn up?? hehe..

It's quite saddening when people don't come or don't make the effort to come... when some others took the effort to organise the events...
If you've organised something before... and was disappointed when invited guests did not come, you know how that kind of feeling is like, rite??
Yah.. so.. if you are invited to any event in future, try to make it your best effort to turn up, k?
Don't let your indifference discourage the enthusiastic ones! :D

Yup... I'm like writing how many pages of essays now.. haha....
Yah... so I shall end off.. tired....
Gonna take a nap le.... ZZZzzzzzzzzzzz.............

-RacheL- blogged @ 8/07/2007 01:48:00 PM

Gosh...
I've never been this busy the past 1.5 years...
Been travelling all around Singapore meeting up clients and closing cases..and boy am i sooooo Happy!!! Yeah...
Been really tired talking to people.. but its so fulfilling when you know that money is rolling in...
Sigh... can i say that i regret not working hard the past 1.5 years??
Been complacent.. living on past hard work... and wasting my time on non-important or rather... stuffs that can't generate me income for my own livelihood...
But well... like what LY says... don't look back.. do something about it now..

Yes... Now I'm doing something about it...
And I'm working real hard... gotta make up for lost time....
Work hard.. save hard... for a brighter future!!

Amen!!

Thank You God for sending people to me..
Please continue to keep on sending... and keep me busy!!

Amen!! Thank You Lord for Your Provision.
Whoever believes in You shall never live in lack!
In Jesus' Name, Amen!! :D

-RacheL- blogged @ 8/01/2007 11:41:00 PM